Explore nbkc's personal and business credit cards to see which one fits your lifestyle or business goals. Learn about key features, benefits, and easy ways to apply.
Personal Credit Cards & Key Features
Platinum Card: Enjoy an extended introductory rate to save on interest.
Everyday Rewards+ Card: Earn flexible rewards on everyday purchases.
Max Cash Preferred Card: Earn cash back on your spending.
Travel Rewards+ Card: Earn extended flexible rewards on travel-related purchases.
Reserve Rewards+ Card: Enjoy premium rewards and benefits
College Real Rewards Card: Earn rewards on everyday purchases and build credit.
Max Cash Secured Card: Build or improve your credit history and earn cash back on your spending.
Secured Card: Build or improve your credit history. *
Business Credit Cards & Key Features
Business Cash Preferred Card: Earn cash back plus accelerated rewards in select business categories.
Business Card: Benefit from an extended introductory rate to save on interest.
Smart Business Rewards Card: Earn flexible rewards with accelerated earnings when you spend more.
Business Real Rewards Card: Earn flexible rewards on everyday business purchases.
While nbkc doesn't offer specific balance transfer credit cards for businesses, the Business Card with extended introductory rates can help businesses manage their expenses and save on interest.
Learn More & Apply
You can apply using whichever option is easiest for you:
Apply Now: Online Application
Text i5u1p2 to 87654
Online Banking: Log in to your account and select 'Open Account' > 'Credit Card' to browse and apply for available options
Application Status & Support
To check the status of your personal or business credit card application, contact Elan Financial Services directly at 800.558.3424. NBKC has partnered with Elan for credit card processing and application services.
Credit Card Support & Services
For specific credit card or application questions, contact Elan Financial Services directly at 800.558.3424. To check the status of your personal or business credit card application, contact Elan at the same number. NBKC has partnered with Elan for credit card processing and application services.
Credit Limit Increases
To request a temporary or permanent credit limit increase on your credit card:
Contact our customer service team directly
Be prepared to provide: reason for increase, current account balance, and specific amount requested
Approval factors include: account history, average collected balance, account activity, and payment history
*Late payments or exceeding your credit limit may affect your credit history. By texting 87654 from your wireless number, you agree to receive a one-time automated message with a link to apply. Message and data rates may apply. Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ©2025 Elan Financial Services.
Need Help or Have Questions?
Contact: Kent Beyer
Email: kent.beyer@nbkc.com