We’ve put together some FAQs, where you'll find answers to all your questions about how to access your funds faster and enjoy the benefits of Early Direct Deposit.
- What's Early Direct Deposit? Early Direct Deposit means you can receive your paycheck, government benefits, pensions, and other direct deposits faster, giving you quicker access to your money.
- How early is "early"? Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day after they are received, which may be up to 2 days earlier than the payer’s scheduled payment date.
- Does this include HSA? No, Early Direct Deposit is available on Everything Accounts and Personal Money Market Accounts.
- How do I enroll in Early Direct Deposit with my account? If you have signed up for direct deposit, then there’s no need to enroll or sign up for Early Direct Deposit. Once you have signed up for a direct deposit, you will automatically receive your funds earlier than the standard deposit time.
- How do I set up a direct deposit? If you need to sign up for direct deposit so you can enjoy this Early Direct Deposit benefit, click here.
- Is Early Direct Deposit available on any nbkc account? Early Direct Deposit is available for all nbkc bank Everything Account and Personal Money Market customers.
- Is it only for paychecks? You can receive your paycheck, government benefits, pensions, and other direct deposits. Please note that not all payment types may be eligible for Early Direct Deposit which can affect the timing of funds availability.
- How much does Early Direct Deposit cost? Nothing! It is a free benefit as a nbkc customer.
- When will I know when I'm paid? If you want to get notified when your direct deposit hits your account, click here to set up an Alert.
- Why is the bank offering Early Direct Deposit?
Access: Get paid quicker and enjoy your money up to two days earlier
Security: Know that direct deposit is safer and more secure than a mailed check
Convenience: Plan and budget with more predictability. Grow your savings quicker and better manage your expenses with earlier access to funds