Guide to Safe Deposit Boxes

Protecting your valuable possessions and important documents is a priority for many individuals and families. nbkc bank offers Safe Deposit Box services to provide a secure storage solution for your most precious items.

Note: Safe Deposit Boxes are only located at our Liberty, MO and Leawood, KS locations.

Eligibility Requirements

To rent a Safe Deposit Box at nbkc bank, you must meet the following requirements:

• Have an active depository account with nbkc bank
• Provide valid identification

This ensures that only verified customers have access to your Safe Deposit Box.

Box Options and Pricing

nbkc bank offers various Safe Deposit Box sizes to accommodate different storage needs. Each box requires an annual rental fee, which varies based on the size of the box you select.

As a special benefit to customers, nbkc offers a 20% discount on annual rental fees when you link your deposit account and authorize AutoPay. This convenient payment option ensures you never miss a payment while saving money on your Safe Deposit Box rental.

• 3x10 Regular: $45 AutoPay: $36
• 5x10 Regular: $75 AutoPay: $60
• 10x10 Regular: $125 AutoPay: $100

Access Procedures

Safe Deposit Boxes at nbkc are only accessible during the bank's posted business hours. This ensures that bank personnel are available to assist with access and maintain security protocols.

Each time you visit your Safe Deposit Box, you must present valid identification to bank personnel. This helps protect your valuables by ensuring that only authorized individuals can access the Safe Deposit Box area and your specific box.

Special Situations

Lost Keys

If you lose your Safe Deposit Box key, nbkc has established procedures to handle this situation (see replacement fees below). The bank provides guidance on key replacement to ensure you can regain secure access to your box while maintaining overall security protocols. Contact your branch immediately if you lose your key to initiate the replacement process.

• Single Lost Key: $20 Replacement Fee
• Both (2) Lost keys: $125 Drill Fee

Deceased Renters

In the unfortunate event of a renter's death, nbkc has established procedures for handling estate documents and managing access to the Safe Deposit Box. The bank follows specific processes that address situations involving both sole renters and co-renters who have passed away. These procedures ensure that the contents of the box are handled appropriately according to legal requirements while respecting the deceased's wishes. Contact your branch immediately to review required documentation necessary.

Frequently Asked Questions

Do I need to maintain a depository account to keep my Safe Deposit Box?

Yes, having an active depository account with nbkc bank is a requirement for maintaining a Safe Deposit Box. If you close your depository account, you will need to make alternative arrangements for your Safe Deposit Box.

Can someone else access my Safe Deposit Box on my behalf?

Access to your Safe Deposit Box is strictly limited to authorized individuals.

What happens if I forget to bring my ID?

Valid identification is required each time you access your Safe Deposit Box. Without proper ID, you will not be granted access to your box, as this is a critical security measure.

Conclusion

A Safe Deposit Box at nbkc bank provides a secure solution for storing your valuable possessions and important documents. By understanding the eligibility requirements, access procedures, and security protocols, you can make the most of this service while ensuring your items remain protected.