-
Do Goals earn interest?
- Yes, Goals earn the same interest rate as your nbkc Everything Account. There is no minimum balance required. Rates may change over time. Check out our current rates.
-
How often can I move money to/from a Goal?
- You can close a Goal or transfer money in/out at any time. There are no fees for closing a Goal before it has been completed.
-
How can I access Goals?
- Access and manage your Goal Accounts from any device. Just log in to your online banking profile to set up and close Goals or transfer funds.
-
When are Goal funds available?
- Funds transfer instantly between Goals and your nbkc Everything or Money Market Account.
-
Can I use a Debit Card or ACH Payment on a Goal?
- No, funds saved toward a Goal cannot be accessed directly via debit card, ATM, Bill Pay, external transfer, or customer-to-customer transactions. You will want to transfer these funds to your nbkc Everything or Money Market Account to schedule payment or use a Debit Card.
-
Can I fund a Goal with an external account transfer?
- You cannot directly fund a Goal with a non-nbkc account, or transfer funds from a Goal to a non-nbkc account. You can transfer funds to your nbkc Everything or Money Market Account and then move the funds to your desired Goal.
-
Can Goals be set up for Overdraft Protection?
- At this time Goals cannot be set up for Overdraft Protection.
-
Can I have a joint Goal?
- Goals are exclusive to each online banking user. If you share a joint account with someone else, you'll have exclusive access to the Goals you set up as long as you have a separate online banking login.
-
I have Business Accounts can I use Goals?
- At this time Goals are not currently available for Business Checking or Business Money Market Accounts.
Legal Stuff
Find the Electronic Records (eSign) Disclosure / Consent and Service Agreement / Savings Goals Agreement at nbkc.com/disclosures.
Have more questions?
Chat with us at nbkc.com or email us at customersupport@nbkc.com, or give us a call at 866.931.0850. We're here to help!